Terms & Conditions
Introduction
Welcome to SecureMed Advisors. These Terms and Conditions (“Terms”) govern your use of our website and services provided by SecureMed Advisors, a health insurance brokerage firm. By accessing or using our website and services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.
Definitions
• “SecureMed Advisors,” “we,” “our,” “us” refers to SecureMed Advisors.
• “You,” “your,” “user,” “client”** refers to the individual or entity using our services.
• “Services” refers to the health insurance brokerage services provided by SecureMed Advisors.
Use of Services
1. Eligibility: You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet this requirement.
2. Account Registration: To use certain features of our services, you may be required to register an account. You agree to provide accurate and complete information during the registration process and to keep this information up to date.
3. Prohibited Activities: You agree not to:
– Use our services for any illegal or unauthorized purpose.
– Interfere with or disrupt the operation of our website or services.
– Use any automated system to access our website or services.
Insurance Brokerage Services
1. Advisory Role: SecureMed Advisors provides advice and brokerage services to help clients select health insurance plans. We do not provide medical advice or medical services.
2. Accuracy of Information: While we strive to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness, or reliability of any information provided through our services.
3. Third-Party Providers: Our services may include information about health insurance plans offered by third-party providers. We are not responsible for the terms, conditions, or actions of these third-party providers.
Privacy Policy
Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you agree to the terms of our Privacy Policy.
Intellectual Property
1. Ownership: All content, trademarks, logos, and intellectual property on our website are the property of SecureMed Advisors or its licensors.
2. License: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our website and services for personal, non-commercial use.
Limitation of Liability
1. No Warranty: Our services are provided “as is” and “as available,” without any warranties of any kind, either express or implied.
2. Limitation: In no event shall SecureMed Advisors be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services.
Indemnification
You agree to indemnify, defend, and hold harmless SecureMed Advisors, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorney’s fees, arising out of or related to your use of our services or violation of these Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the state in which SecureMed Advisors is headquartered, without regard to its conflict of law principles.
Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting the updated Terms on our website. Your continued use of our services after such changes constitutes your acceptance of the new Terms.
Contact Us
If you have any questions or concerns about these Terms, please contact us at:
SecureMed Advisors
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By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.